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Personal Checking

Personal

Convenient accounts to fit your needs

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Personal Accounts

e-Generation Checking

  • Minimum opening deposit: $25
  • No minimum balance requirement
  • No monthly maintenance fee
  • Redi-Reserve overdraft privilege available (subject to credit approval)
  • e-Statements required
  • FREE 12 processed checks per statement cycle; .25 per check charge thereafter
  • FREE e-Statements
  • FREE first order of 30-starter checks
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, and Redi-Call service

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Household Checking

  • Minimum opening deposit: $25
  • Minimum balance requirement: $495
  • Monthly maintenance fee of $4.95 if balance requirement is not met
  • Redi-Reserve overdraft privilege available (subject to credit approval)
  • FREE 32 processed checks per statement cycle; .25 per check charge thereafter
  • FREE e-Statements or $1 monthly paper statement 
  • FREE first order of 30-starter checks
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, and Redi-Call service
  • .10 basis point discount on any consumer loan offered by Lakeside Bank

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Student Checking

  • Minimum opening deposit: $25
  • No minimum balance requirement
  • No monthly maintenance fee
  • Must have an adult on the account & signed parental guarantee
  • Student or other ID required
  • e-Statements required
  • FREE 15 processed checks per statement cycle; .20 per check charge thereafter
  • FREE e-Statements
  • FREE first order of 30-starter checks
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, and Redi-Call service

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Mature Checking (Age 55+)

  • Minimum opening deposit: $25
  • Minimum balance requirement: $350
  • Monthly maintenance fee of $5.95 if balance requirement is not met
  • Redi-Reserve overdraft privilege available (subject to credit approval)
  • FREE e-Statements or paper statements
  • FREE first order of 30-starter checks
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, and Redi-Call service

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EZ-1

  • Minimum opening deposit: $25
  • No minimum balance requirement
  • Monthly maintenance fee: $7.95
  • Redi-Reserve overdraft privilege available (subject to credit approval)
  • FREE e-Statements or paper statements
  • FREE first order of 30-starter checks
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, and Redi-Call service
  • .25 basis point discount on any consumer loan offered by Lakeside Bank

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My Interest Checking

  • No minimum opening deposit
  • Minimum balance requirement: $1,500
  • Monthly maintenance fee of $9.95 if balance requirement is not met
  • Redi-Reserve overdraft privilege available (subject to credit approval)
  • FREE e-Statements or paper statements
  • FREE first order of 30-starter checks
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, and Redi-Call service
  • .25 basis point discount on any consumer loan offered by Lakeside Bank

More Information

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