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Personal Checking

Personal

Convenient accounts to fit your needs

Personal Accounts

e-Generation Checking

  • Minimum opening deposit: $50
  • Monthly balance requirement: $250
  • Monthly maintenance fee of $4.95 if balance requirement is not met
  • Redi-Reserve available (subject to credit approval)
  • FREE 10 processed checks per statement cycle; $.40 per check charge thereafter
  • FREE e-Statements or $4.50 monthly paper statement 
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, Bill Pay, and Redi-Call service

Household Checking

  • Minimum opening deposit: $50
  • Monthly balance requirement: $600
  • Monthly maintenance fee of $6.95 if balance requirement is not met
  • Redi-Reserve available (subject to credit approval)
  • FREE 32 processed checks per statement cycle; $.40 per check charge thereafter
  • FREE e-Statements or $4.50 monthly paper statement 
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, Bill Pay, and Redi-Call service

Student Checking

  • Minimum opening deposit: $50
  • Monthly balance requirement: $200
  • Monthly maintenance fee of $3.95 if balance requirement is not met
  • Must have an adult on the account & signed parental guarantee
  • Student or other ID required
  • FREE 10 processed checks per statement cycle; .40 per check charge thereafter
  • FREE e-Statements or $4.50 monthly paper statement 
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, Bill Pay, and Redi-Call service

Cowboy Checking

  • Minimum opening deposit: $50
  • No monthly service charge for the duration of the student's college attendance - McNeese student account only (must have valid McNeese ID)
  • FREE 1st order of McNeese checks
  • FREE McNeese debit card
  • FREE e-Statements or $4.50 monthly paper statement
  • FREE online banking, mobile banking, text alerts, Bill Pay, and Redi-Call service
  • If the student is less than 18 years of age, requires an adult on the account as a joint owner. Minor consent form must be obtained.

Mature Checking (Age 55+)

  • Minimum opening deposit: $50
  • Monthly balance requirement: $600
  • Monthly maintenance fee of $6.95 if balance requirement is not met
  • Redi-Reserve available (subject to credit approval)
  • FREE e-Statements or $2.00 monthly paper statements
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, Bill Pay, and Redi-Call service

EZ-1

  • Minimum opening deposit: $50
  • No minimum balance requirement
  • Monthly maintenance fee of $9.95
  • Redi-Reserve available (subject to credit approval)
  • FREE e-Statements or $4.50 monthly paper statement 
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, Bill Pay, and Redi-Call service

My Interest Checking

  • Minimum opening deposit: $1,500
  • Monthly balance requirement: $2,000
  • Monthly maintenance fee of $11.95 if balance requirement is not met
  • Minimum required balance to earn interest: $5,000.00
  • Redi-Reserve available (subject to credit approval)
  • FREE e-Statements or $1.00 monthly paper statements
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, Bill Pay, and Redi-Call service

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