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Personal Checking

Personal

Convenient accounts to fit your needs

Open a Checking Account 

Personal Accounts

e-Generation Checking

  • Minimum opening deposit: $50
  • Monthly balance requirement: $195
  • Monthly maintenance fee of $3.95 if balance requirement is not met
  • Redi-Reserve overdraft privilege available (subject to credit approval)
  • FREE 10 processed checks per statement cycle; .35 per check charge thereafter
  • FREE e-Statements or $2.50 monthly paper statement 
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, Bill Pay, and Redi-Call service

Household Checking

  • Minimum opening deposit: $50
  • Monthly balance requirement: $595
  • Monthly maintenance fee of $5.95 if balance requirement is not met
  • Redi-Reserve overdraft privilege available (subject to credit approval)
  • FREE 32 processed checks per statement cycle; .25 per check charge thereafter
  • FREE e-Statements or $2.50 monthly paper statement 
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, Bill Pay, and Redi-Call service
  • .10 basis point discount on any consumer loan offered by Lakeside Bank

Student Checking

  • Minimum opening deposit: $50
  • Monthly balance requirement: $150
  • Monthly maintenance fee of $2.95 if balance requirement is not met
  • Must have an adult on the account & signed parental guarantee
  • Student or other ID required
  • FREE 10 processed checks per statement cycle; .35 per check charge thereafter
  • FREE e-Statements or $2.50 monthly paper statement 
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, Bill Pay, and Redi-Call service

Mature Checking (Age 55+)

  • Minimum opening deposit: $50
  • Monthly balance requirement: $500
  • Monthly maintenance fee of $5.95 if balance requirement is not met
  • Redi-Reserve overdraft privilege available (subject to credit approval)
  • FREE e-Statements or paper statements
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, Bill Pay, and Redi-Call service
  • .10 basis point discount on any consumer loan offered by Lakeside Bank

EZ-1

  • Minimum opening deposit: $50
  • No minimum balance requirement
  • Monthly maintenance fee: $8.95
  • Redi-Reserve overdraft privilege available (subject to credit approval)
  • FREE e-Statements or $2.50 monthly paper statement 
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, Bill Pay, and Redi-Call service
  • .25 basis point discount on any consumer loan offered by Lakeside Bank

My Interest Checking

  • Minimum opening deposit: $1,500
  • Monthly balance requirement: $1,500
  • Monthly maintenance fee of $10.95 if balance requirement is not met
  • Minimum required balance to earn interest: $4,000.00
  • Redi-Reserve overdraft privilege available (subject to credit approval)
  • FREE e-Statements or paper statements
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, Bill Pay, and Redi-Call service
  • .25 basis point discount on any consumer loan offered by Lakeside Bank

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