Skip to main content Go to Online Banking

Lakeside Bank voted best bank from American Press 2022 Peoples Choice Of SWLA Award

Ask Us About Overdraft Coverage Options.



Unsecured Line of Credit Used for Overdraft Protection


Key features

  • Interest rate of 18.0% APR.
  • Rate may be changed periodically.
  • Advance fee of 4% of amount advanced.
  • $2.00 Monthly Fee.
  • Minimum amount $300.00, Maximum amount $15,000.00.
  • Monthly payment, the greater of $25.00 or 3% of the outstanding balance.
  • Loans are subject to approval criteria, not all applicants will qualify.
  • One checking account per RediReserve; one RediReserve per checking account.


To find out more, give us a call at 337-474-3766 or stop by any of our branches.


All loans are subject to credit approval.


Download the Redi-Reserve Brochure

We’re here to lend a helping hand!

Some content requires Adobe Acrobat Reader to view.