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Ask Us About Overdraft Coverage Options.



Unsecured Line of Credit Used for Overdraft Protection


Key features

  • Interest rate of 18.0% APR.
  • Rate may be changed periodically.
  • Advance fee of 4% of amount advanced.
  • $2.00 Monthly Fee.
  • Minimum amount $300.00, Maximum amount $15,000.00.
  • Monthly payment, the greater of $25.00 or 3% of the outstanding balance.
  • Loans are subject to approval criteria, not all applicants will qualify.
  • One checking account per RediReserve; one RediReserve per checking account.


To find out more, give us a call at 337-474-3766 or stop by any of our branches.


All loans are subject to credit approval.


Download the Redi-Reserve Brochure

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