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Health Savings Account

Personal

Just what the doctor ordered

A health savings account (HSA) is a convenient, tax-free way to save and pay for uncovered medical expenses.

Anyone with a high-deductible healthcare plan or a plan that excludes certain types of care can use an HSA to ensure they have easily accessible funds to pay for out-of-pocket and unexpected medical expenses. Individual and family accounts are available at Lakeside, and our HSAs are structured like traditional interest-earning checking accounts.

  • Minimum opening deposit: $25
  • Minimum balance requirement: $500.00
  • Monthly maintenance fee of $2.50 if balance requirement is not met.
  • FREE e-Statements or $1 paper statements (monthly)
  • FREE online banking, mobile banking, text alerts, initial ATM debit card, and Redicall service
  • Interest rates are subject to change.
  • Contributions to HSAs accrue and roll over annually.

Check with your tax advisor for details on qualified HSA plans.

Speak with an account representative for more details

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